For those without insurance, a prescription drug plan is often an effective way of lowering prescription costs. These plans allow you to access drug discounts that would otherwise be unavailable to you. Some prescription drug plans charge a fee for membership. Others, like the PS Card, are provided free of charge.

Finding the Right Prescription Drug Plan for You

Are you covered by Medicare? The Medicare prescription program is a form of insurance and is available to anyone who is already covered by Medicare. Like other forms of insurance, the Medicare prescription drug plan will require you to pay for your coverage. It also will cover only part of your medication expenses, and you will be responsible for paying a portion of every prescription you fill.

For those not covered by Medicare, a drug discount card is another option. This kind of plan provides you with discounts on all your medication and can be used at most pharmacies across the country. The benefit of a card like the PS card is that it is available to everyone regardless of insurance, age, income or medical history. It is also provided free of charge and can be used to purchase both brand-name and generic medications.

"...The benefit of a card like the PS card is that it is available to everyone regardless of insurance, age, income or medical history.."

Using a Generic Drug Program

Generic drugs tend to offer the best value for the money. Generic medications are even cheaper when you purchase them with your PS card. If you are trying to lower your prescription bills, buying generic drugs with a discount program is your best way of saving money. PS Card is a free discount prescription card.